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Journal of Islamic Business and Economic Review (JIBER)
ISSN : 26230410     EISSN : 26230402     DOI : -
Core Subject : Economy,
Journal of Islamic Business and Economic Review (JIBER) is a peer reviewed, open access with 2 issues per year. We also assist International and National Conference to publish their conference papers. Journal of Islamic Business and Economic Review (JIBER) covers all disciplines Islamic Economics, Banking and Finance always strives to be a platform for Academicians, new Researchers, Authors, Engineers and Technocrats and Engineering Scholars. Since inception, Journal of Islamic Business and Economic Review (JIBER) is continuously publishing original and best quality research articles.
Articles 6 Documents
Search results for , issue "Vol 4, No 2 (2021): July, 2021" : 6 Documents clear
Analysis of Factors Affecting Public Interest to Register for a Motor Vehicle Insurance Program Julian Azhar; Muhammad Akbar F; Septian Nugraha
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

This research aims to determine the factors that influence public interest in registering for a motor vehicle insurance program. This research was conducted using a descriptive design or method with a qualitative model. The subjects in this research were motor vehicle insurance products provided by several insurance companies in Indonesia such as Allianz Utama Indonesia, Adira Autocillin, and Sinar Mas. The object of this research is the factors that influence people's interest to become customers in the motor vehicle insurance program. The data were collected using the literature study method and analyzed by comparing the facts or social phenomena that occurred with the theory that have been put forward by experts and of similar previous articles. The results showed that the factors influencing public interest in registering for the motor vehicle insurance program consisted of internal factors (income factors, education factors, job factors, and gender factors) and external factors (reputation of product factors, promotion factors, premium price factors, and reference/ recommendation factors).
The Growth of Islamic Insurance in Indonesia Helmi Naufal Satrianto; Muhamad Adifio Bahi; Muhammad Dike Al Ariq; Raffi Farisy
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

Along with the increasing Islamic financial market, Islamic insurance has also grown significantly over the years. Hence, this paper wants to examine the reasons, prospects, challenges, and possible strategies of Islamic insurance's development in Indonesia. This study used a qualitative research method proved by data and analysis of previous research. The results show that Indonesia's Muslim population, Islamic banking development, and some regulations backing it up are significant in this increase. This increase is also predicted to persist over the next few years. However, it faced a few challenges, like market competition with conventional insurance that is more popular. Still, this thing is easily overcome by more socialization and promoting Islamic insurance to the public.
Development of Sharia Finance Digitalization Towards Inclusive Finance Within a Sharia Maqashid Framework (Case Study on PT Bank Syariah Indonesia’s BSI Mobile Banking Product) Angel Dwi Satria; Anita Anita; Krismadayanti Krismadayanti; Heni Noviarita
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

The level of Islamic financial literacy and inclusion in Indonesia is still relatively low, data from the Financial Services Authority (OJK) in 2020 shows that the level of Islamic financial literacy is around 8.93% compared to the national index of 76.19% and the level of Islamic financial inclusion is around 9.9%. has not reached 10%. This low public access can be overcome by combining financial services and products with the latest technology. This is an opportunity for the Islamic finance industry to innovate digitally. The author examines digital product innovation to increase literacy and inclusion of Islamic finance, namely the "BSI Mobile Banking" application with 15 features of Islamic financial services owned by PT Bank Syariah Indonesia Tbk. This study uses a qualitative analysis method that explains the suitability of 15 application features with the maqashid sharia concept (Dharuriyyah, Hajiyat and Tahsiniyat) and analyzes the implications of digital applications on Islamic financial literacy and inclusion. The results show that the digital innovation "BSI Mobile Banking" is in accordance with the maqashid sharia concept and can help increase the level of sharia financial literacy and inclusion and support halal needs according to sharia maqashid. 
Analysis of Sharia Literacy Level and Sharia Financial Inclusion PNM Mekaar Sharia in Increasing Income Public (Study on the Fishing Community of Kuala Jaya Hamlet, South Lampung Regency) Ana Musta’anah; Kulup Bina Buono; Ria Atika; Heni Noviarita
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

The community requires financial literacy to manage finances in order to accomplish optimal goals and to make decisions about how to use financial institutions. A descriptive qualitative approach is used in this study, using a sample of 7 informants interviewed. Data is gathered through interviews, observations, and documentation. The credibility technique is used in the data validity technique.Internal validity (internal validity), exterior validity (external validity), dependability (reliability), and trustworthiness (objectivity). According to the findings of this study, the degree of Islamic education in the United States is at an all-time high. The fishing community in Dusun Kuala Jaya still has a poor level of financial literacy. In the meantime, the level of Islamic financial inclusion in the fishing community in the United States has increased. Dusun Kuala Jaya is a fantastic restaurant. Account ownership and saving are indicators of this. and traditional financial entities' financing
Strategy for the Development of Sharia Financial Institutions in the Authority Perspective of Indonesia Financial Services Chandra Satria; Mohamad Faizal; Choirunnisak Choirunnisak
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

This research provides an overview by the Republic of Indonesia Financial Services Authority and other research on the development and management strategies of Indonesian Islamic financial institutions, which are the largest Muslim population in the world and have the largest economy in Southeast Asia. The growth of Indonesian sharia financial institutions is quite significant plus high economic growth at the same time. This attracts researchers to explore further whether the Islamic banking sector is currently experiencing growth and growth consistently to contribute empirically to Indonesia's economic growth in the future. Indonesia's Financial Services Authority (OJK) provides an overview and prospects for the growth of several sectors such as national sharia financial industry assets increased by 27% (excluding Sharia shares) higher than conventional financial industry in 2017. The development of Islamic financial products is quite good and varied. It is including an increase in its own Islamic financial infrastructure activities. Recorded data that the overall market share of Islamic finance is still below 5% such as sukuk and corporate bonds circulating 3.99% of the value of the bonds and bonds represent the amount, the net asset value of Syariah mutual funds is 4.4% of the total net asset value of the mutual fund and Sharia insurance amounted to 3.44%. Although there are some Sharia products above 5% such as Islamic banking assets, 5.33% of all banking assets, state sukuk which accounted for 14.82 percent of the total outstanding state securities, Islamic finance institutions amounted to 7.24% of total financing, special Islamic financial services institutions amounting to 9.93% and Sharia microfinance institutions amounting to 22.26% at the end of 2016. Seeing these figures above the Financial Services Authority of the Republic of Indonesia as the regulator in driving financial institutions within the country provides hope and strategic programs that can be optimized to accelerate the growth of Islamic finance in Indonesia, namely by the existence of 1. Enhancing Islamic financial products. 2. Enhancing Sharia services with the use of the latest information technology; 3. Optimizing coordination with stakeholders regarding the development of the Islamic financial industry.
The Effect of Financial Literacy, Risk Preference and Religiosity on Generation Z’s Investment Interest in the Islamic Capital Market Ade Eko Setiawan; Raudhoh Musyifah; Heni Noviarita
Journal of Islamic Business and Economic Review Vol 4, No 2 (2021): July, 2021
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

In this study was to determine and analyze the effect of financial literacy, risk preference and religiosity on generation z investment interest in the Islamic capital market. The type of research used in this research is qualitative research, with qualitative descriptive research methods. Primary data in this study were obtained by using a questionnaire distributed via google form . The population in this study was generation Z who were students of the Islamic Banking Study Program at Uin Raden Intan Lampung class 2018-2019, totaling 483 people, with a total research sample of 48 respondents. The sampling technique in this research is purvosive sampling. Based on the results of the study, it can be concluded as follows: Financial literacy (X1) partially has no effect on investment interest (Y). Risk preference (X2) partially affects investment interest (Y). Religiosity (X3) partially has no effect on investment interest (Y). Financial literacy (X1), risk preference (X2), and religiosity (X3) simultaneously have no effect on investment interest (Y).

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